PCI Compliant FAQ's and Supportive Payment Gateways

“Following PCI security standards is just good business. Such standards help ensure healthy and
trustworthy payment card transactions for the hundreds of millions of people worldwide that use their
cards every day.” - 2006-2020 PCI Security Standards Council, LLC.

What does it mean to be PCI Compliant?
The Payment Card Industry (PCI) Security Standards Council has developed (and continues to develop and update) payment data security standards that businesses must follow to protect credit card holders. It is important to Pharos to follow these standards and maintain the highest level of integrity in all of our business practices in order to product all of our partners, both agencies and vendors. For more information on PCI compliance, please visit the Official PCI Security Standards Council Official Website at https://www.pcisecuritystandards.org/.

Why is Pharos asking vendors to connect to Payment Gateways?
Recent years have seen an increase in credit card fraud, which puts businesses at risk if they fail to take preventative measures in the short term. By raising security standards now, you can protect yourself from major problems down the road. Pharos hopes to help lead the way in raising the standard of PC security in the Gift & Home industry with the implementation of the credit card tokenization. This approach is the safest, most efficient way to protect your customers and yourself from fraud and theft throughout the ordering and shipment lifecycle.

How do I connect my Payment Gateway?
In the Pharos portal, you will be able to connect your Payment Gateway by entering your credentials
into the Pharos Tokenizer, a PCI standard industry security system that creates a unique token
associated with each credit card. By connecting to a Payment Gateway to charge against these unique
tokens, vendors are able to receive and process credit card orders without ever compromising any
sensitive payment data.

How do I know if my Payment Gateway is supported?
Pharos already supports most popular payment gateways and is capable of supporting others.
If you are not using a payment gateway, or want a fast temporary solution, Stripe, a company popular
with small to mid-size businesses, offers an easy way to collect and process credit cards with a payment
gateway.

Current Supported Payment Gateways
1. Adyen
2. American Payment Systems (APS)
3. Authorize.Net
4. Bambora Asia - Pacific
5. Barclaycard Smartpay
6. Blue Pay
7. BlueSnap
8. BPoint
9. Braintree (Blue Mode)
10. Braintree (Orange Mode)
11. Bridge Pay
12. Card Connect
13. Culqui
14. Cybersource
15. Diamond Mind 16. DIBS
16. Digitzs
17. EBiz
18. eWAY Rapid
19. Fat Zebra
20. iATS Payments 22. Jabstry
21. JetPay V2
22. Latitude19
23. Merchant esolutions
24. Merchant Partners
25. Mundipagg
26. NAB Transact
27. NMI (also called Network Merchant)
28. Paya Exchange (Sage)
29. PayConex
30. Payfabric
31. PayFacto (formerly CT-Payment)
32. PayJunction
33. Payment Express
34. Paymentez
35. Paymetric
36. Paymill
37. PayPal Pay Flow
38. PayRoc (formerly BluePay Canada)
39. Paystation
40. Paytrace
41. Pin Payments
42. QuickPay
43. QuickPay V10
44. Qvalent
45. S5
46. Sage Pay
47. SecurionPay
48. Stripe
49. TransFirst Transaction Express
50. Trust Commerce (TC Link)
51. USAEPay
52. Vantiv Commerce (formerly little)
53. Vantiv Express (formerly element)
54. WePay
55. WorldPay

***Bolded payment gateways require further integration. Please contact Juniper, the home of Pharos for more information
pharossupport@junipercommerce.com or pharosonboarding@junipercommerce.com